How Much Life Insurance Do I Need?

Consider why you need it at all. If, for example, you have young children and are providing protection against early death, figure out how much your family needs per year to survive and then cover at the very least five full years.

Good questionnaires which help you think about covering additional expenses (college, for example) are available to help you determine your life insurance needs.  Here is an example:

 

whentermmakessense