New HCAO minimum standards become effective January 1, 2019

If you are a San Francisco city contractor or leaseholder (including airport and port leases), you probably know that you need to offer health insurance to your covered employees that will meet a minimum set of standards, or else pay a fee to the City for the Department of Public Health (DPH). Effective January 1, 2019, the San Francisco Health Commission (HCAO) adopted new Minimum Standards for those health insurance plans.  To be compliant, a heath insurance plan must meet minimum standards in 16 different areas, including: employer premium contribution percentage, annual employee OOP maximum, medical deductible and prescription drug coverage.

If you would like to discuss insurance plans that can cost effectively help your company meet the HCAO minimum standards, please contact Benefits by Design Insurance Services at 415-524-8959 or email We can run a quote for you so that you can find out what is the most cost effective plan to meet your employee health insurance needs.

You can read the new HCAO minimum standards here.