Open Enrollment for Individual health plans is October 15th– January 15th in California.

Apply now for Individual or Family health plans.  This is the only time you can purchase Individual health insurance that meets the criteria for Minimum Essential Coverage (MEC) that meets the Affordable Care Act requirements. After that you will not be able to buy a health plan until the following year’s open enrollment and it will be effective January 1st of the next year.  Short term plans will not be available for 2019.

When you enroll, your coverage will start on January 1, 2019 unless you enroll between January 1 – 15th and then it will be effective on February 1, 2019.

All of the current 11 health plans will be returning for 2019 in California.  You can also purchase dental and vision coverage to go with your medical plan.

Benefits by Design Insurance Services can help you understand everything you need to do in order to get health insurance in place. Please call 415-524-8959 or email pamm@benefitsbydesignca.com for more information.

Benefits by Design Insurance Services is a full-service health insurance and employee benefits broker, offering custom tailored coverage solutions for your business or family. We are located in the San Francisco Bay Area and provide the expert advice for group and individual health insurance, Medicare, life, long term care, and travel insurance decisions.