Smart Travelers Purchase Insurance Prior To Departure
Purchasing travel insurance is a smart way to ensure that you will have access to affordable medical coverage while you are traveling or living in another country. It also helps protect the investment you have made in your vacation, should you not be able to take it or complete it.
Here are three great reasons to consider purchasing travel insurance:
Travel Medical Insurance – Most people believe they are covered for medical emergencies, even when they are traveling or living abroad, because they have health care insurance from their company or a private health insurance policy. If you are traveling outside the U.S., however, some American insurance companies do not provide coverage other than for an emergency when you need medical attention. Typically follow up care is not covered when traveling unless you have a PPO plan. Medicare does not cover medical expenses outside the U.S.
Trip Protection Insurance – can help protect you from everything you spent on your trip, should you not be able to go, due to illness or other covered reasons. Trip protection insurance will pay for your non-refundable trip costs.
Baggage Protection Insurance – covers your luggage and its contents if it is stolen, lost or damaged while you are traveling.
Travel medical insurance provides 24/7 worldwide assistance
Most travel insurance companies offer 24/7 phone assistance. Your insurance company can help you locate the nearest adequate hospital or physician, organize transportation for a medical emergency, or replace prescription medication, if needed.
If you are looking for the right travel medical insurance, Benefits By Design can help. We are a full service travel insurance broker. We offer simple advice so that you can select the travel medical insurance coverage you need in case of an injury, medical emergency, or emergency dental situation. Whether you are going for a 2-week leisure trip or a 2-year work assignment, we can help you find the right coverage.
The right kind of travel medical insurance can be your lifeline, while you are away. Let Benefits By Design help you with that decision.
We offer travel medical insurance for:
- Individuals, taking one trip
- Individuals taking multiple trips
- Students traveling abroad
- Business owners traveling abroad
To learn more, please call: (415) 524-8959.
Following are the types of plans that each travel company offers:
|Coverage||Seven Corners||International Medical Group||HTH Worldwide|
|Travelers Medical Coverage||x||x||x|
|Over Age 65 Travelers Medical Coverage||x||x||x|
|U.S. Citizens who live abroad||–||x||x|
|Visitors from other countries to the U.S.||–||x||–|
|Students/Faculty Medical Coverage||x||x||x|
|Trip Protection/ Baggage Protection||x||–||x|
Get a Quote for Travel Insurance
Get A Quote and apply online using the links below to these three Travel Insurance Companies
If you have any questions, please give us a call at: (415) 524-8959.