IRS Adjusts HSA Amounts

In Rev. Proc. 2024-25, the IRS made changes for health savings accounts for 2025. The maximum annual HSA contribution is:

  • $4,300 for an eligible individual with self-only coverage.
  • $8,550 for family coverage.

HSAs are used in conjunction with a High Deductible Health Plan. The 2025 maximum annual out-of-pocket amount for HDHP self-only coverage is $8,300. For HDHP family coverage it’s $16,600.

For HSA-compatible HDHPs, the 2025 minimum deductible amounts are:

  • $1,650 for self-only coverage.
  • $3,300 for family coverage.

For the full details, see the IRS revenue procedure.

Pam Morton
Benefits by Design Insurance Services
415-524-8959 Larkspur, CA office
760-696-3573 Carlsbad, CA office
PamM@benefitsbydesignca.com
www.benefitsbydesignca.com
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