Offering the right group health insurance and employee benefits provides the additional edge to succeed in a competitive labor market. More and more workers are indicating the importance of a good health insurance plan to their workplace satisfaction.

Benefits by Design custom tailors employee benefits solutions. As your group health insurance and employee benefits broker, we can help you navigate the ever-changing landscape of Employee benefits. Our recommended solutions will help your company attract and retain valuable employees.

Benefits by Design works with you, your CFO, or your HR team to design an innovative, human-centric employee benefits package solution that meets the needs of your employees and your budget.

Be empowered with informed employer benefits decisions. Health insurance products are becoming increasingly complex. Benefits by Design will help you fully understand your options.

Whether you are a small or large business or non-profit organization, we can help you. We specialize in the smaller size groups because we find that a lot of the larger agencies only want to work with large employers.  At Benefits by Design Insurance Services, we enjoy helping start-ups or companies that have never offered benefits or companies that want personalized service and support for their employees. 

Helping You Navigate Employee Benefits

On an annual basis, we will review the market and help you determine if there are more appropriate and cost-effective group health products and specialty benefits that fit your requirements. We will also meet with your employees every open enrollment period to talk about any changes in their individual healthcare needs. 

This saves you time and ensures the confidentiality of their health concerns.

Because we are group health insurance brokers, we can offer a full range of products from California’s most respected providers:

• Group Health
• Dental
• Vision
• Life
• Disability: short and long term
• Voluntary products (benefits you endorse, but the employees pay for them with a payroll deduction)

Other Employee Benefits Products

We can also work with you to add offer additional employee benefits products such as:

• Employee Assistance Program (EAP)
• Flexible Spending Account (FSA)
• Health Savings Plan Vendors
• COBRA Administration
• Premium Only Plans
• Worksite Products Such as Accident and Critical Illness
• Adoption Assistance
• Student Loan Repayment Programs

Our goal is to simplify your employee benefits decisions, as well as their implementation and day-to-day administration.

Resources for your Business or Non-Profit:

As an added benefit of working with us, we provide Mineral, an HR platform to all of our clients at no additional cost. We can also recommend HR Consultants and make introductions to other professionals to complement your HR team.