Can I Buy Health Insurance now?

When you can purchase Health Insurance outside of open enrollment?

Can I buy health insurance even though it is not open enrollment? The answer is maybe.

When it is not open enrollment, there are many life changes that would allow consumers to enroll in quality health coverage.

• Gaining a dependent or becoming a dependent through birth or adoption
• Getting married
• Applicant or dependent lost minimum essential coverage due to termination or change in employment status
• Cessation of an employer's contribution toward an employee or dependents coverage
• Death of the person through whom the applicant was covered
• Entitlement of benefits of the subscriber under Title XVIII of the Social Security Act (Medicare), resulting loss of coverage to the dependents
• Dependent child's loss of dependent status under the applicable requirements of a group plan, such as reaching age 26
• Loss of minimum essential coverage excluding the loss of termination due to failure to pay premiums or situations allowing rescission
• Gains a dependent or becomes a dependent through marriage or partnership
• Dependent is mandated to be covered pursuant to a valid state or federal court order
• Legal separation or divorce through whom the applicant was covered as a dependent
• Loss of coverage under the Access for Infants and Mother's Program and Medicaid share of cost program
• Loss of HMO coverage benefits as the individual no longer lives or works in the HMO service area
• Applicant became a permanent resident of California during a month outside of open enrollment period
• Applicant returns from active military duty
• Applicant is released from incarceration

Reach out to us today and see if we can help you.

Health Insurance brokers do not charge fees to their clients. They are paid by the health insurance companies at no extra fee to the consumer.

By email at admin@benefitsbydesignca.com or call us at 760-696-3573 or 415-524-8959