Travel Insurance
Benefits by Design Insurance Services wants to give you peace of mind on your travels.
Travel Insurance Coverage: Travel Protected
Purchasing travel insurance is a smart way to ensure that you will have access to affordable medical coverage while you are traveling or living in another country. Trip Insurance also helps protect the investment you have made in your vacation, should you not be able to take or complete it.
Three Types of Travel Insurance Coverage
1) Travel Medical Insurance
Most people believe they are covered for medical emergencies, even when they are traveling or living abroad. After all, they have health insurance from their company or a private health insurance policy.
That’s not always the case. For example, Medicare does not cover medical expenses outside the United States. Some American insurance companies do not provide coverage other than for an emergency when you need medical attention. Typically follow-up care is not covered when traveling unless you have a PPO plan.
Check your policy if you are concerned about care for COVID-19 illnesses to see your insurance coverage when you travel and make sure you think it will meet your needs.
2) Trip Protection Insurance
Trip protection insurance can help you get back the money you spent on your trip, should you not be able to go, due to illness or other covered reasons. Trip protection insurance will pay for your non-refundable trip costs.
3) Baggage Protection Insurance
Covers your luggage and its contents if it is stolen, lost, or damaged while you are traveling.
Travel Medical Insurance Gives Worldwide Assistance
Most travel insurance companies offer 24/7 phone assistance. Your insurance company can help you locate the nearest adequate hospital or physician, organize transportation for a medical emergency, or replace prescription medication, if needed.
If you are looking for the right trip insurance or travel medical insurance, Benefits By Design can help. We are a full service travel insurance broker. We offer simple advice so that you can select the travel medical insurance coverage you need in case of an injury, medical emergency, or emergency dental situation.
Whether you are going for a 2-week leisure trip or a 2-year work assignment, we can help you find the right coverage.
A travel insurance policy can be your lifeline while you are away. Let Benefits By Design help you with that decision.
We offer travel medical insurance for:
- Individuals, taking one trip
- Individuals taking multiple trips
- Students traveling abroad
- Business owners traveling abroad
To learn more, please call: (760) 696-3573 or email admin@benefitsbydesignca.com.