Medicare Resources


Helping You Find Plans That Meet Your Individual Needs

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Medicare Advantage


Medicare Advantage, also called Medicare Part C, combines the benefits of Original Medicare (Part A and Part B) into a single plan with additional coverage, like dental, vision, hearing, and more.


Medicare Supplement


Medicare Supplement, or Medigap insurance, bridges the coverage gap left by Original Medicare (Part A and Part B) and covers costs like deductibles, copayments, and coinsurance.


Prescription Drug Plans (PDP)

Medicare Part D Prescription Drug Plans (PDP) work in tandem with Original Medicare (Part A and Part B) and Medicare Advantage plans to provide prescription drug coverage. 



Medicare Dental & Vision

Dental and vision plans are additional supplemental products beneficiaries can purchase (as standalone or part of Medicare Advantage) since they are not included in Original Medicare (Part A and Part B) coverage.

Senior Wellness Programs

Medicare Part A, Medicare Part B, and Medicare Advantage all offer different types and levels of senior wellness coverage for Medicare beneficiaries. 




Learn More About Medicare

Established in 1965, Medicare marked a significant milestone in American healthcare. It was created to provide health insurance for Americans aged 65+, regardless of income or medical history, and lessen the burden of healthcare costs. 


Today's Medicare market can be confusing. Understanding coverage options requires careful consideration of individual healthcare needs and preferences. As a result, many individuals seek guidance from Medicare advisors, like ourselves, to make informed decisions and maximize their Medicare benefits effectively.

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The Medicare Health Insurance Counseling and Advocacy Program (HICAP) is a senior advocacy program in California. HICAP is part of the California Department of Aging. 


What does HICAP offer? 


  • Free, unbiased, and objective Medicare information
  • One-on-one counseling by appointment
  • Educational seminars
  • Technical assistance



Other programs for seniors in California


  • Senior Grant Program: Helps low-income seniors (62 years or older) make repairs to their homes 
  • Friendship Line California: A free crisis intervention hotline and warmline for non-emergency emotional support calls 
  • Aging and Disability Resource Connection: A program offered by the California Department of Aging 
  • Alzheimer's/Dementia Support: A program offered by the California Department of Aging 
  • CalFresh Healthy Living: A program offered by the California Department of Aging that focuses on nutrition and physical activity 



Other organizations that support aging adults include: AARP, Alliance for Retired Americans, American Geriatrics Society (AGS), and American Society on Aging.