Benefits by Design - Case Study #1 Private School with 55 Employees

Pam Morton • February 15, 2025

Goal: Shift resources from high-cost benefits to expanded options at a lower cost

Case Study #1: Private School with 55 Employees


Goal: Shift resources from high-cost benefits to more options at a lower cost


Our Free Benefits Analysis Identified Savings Opportunities:


Initial Results:

More Carrier Options – Expanded medical plan choices beyond a single provider.
Cost-Effective Employer Contributions – Based on an anchor plan with identical benefits to the previous plan.
Flexible Employee Choices – Employees could buy up or down while employer costs remained fixed.
Major Savings Achieved $20,000 saved per month → Over $200,000 per year in reduced costs.


Update (2 Years Later):

Life & Disability Benefits Market Review – Found another carrier offering identical coverage for $4,000 less per year.
Negotiation Success – The current insurer matched the lower rate, saving money without switching carriers.


Results:


💰 Significant cost savings without reducing benefits.
🎯
Better plan flexibility while controlling employer expenses.


Want a free benefits analysis for your organization?


📞 Call: 415-524-8959 | 760-696-3573
📧 Email:
admin@benefitsbydesignca.com

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