Benefits By Design Case Study #2 - Expanded benefits at no extra cost

Profile: Accounting and Consulting Agency

Goal: To Improve benefits without increasing the cost



How: Benefits by Design Insurance Services conducted a complimentry analysis of current benefits

How We Improved Benefits Without Increasing Employer Costs

Challenge: A company offering Kaiser medical and dental plans wanted to improve benefits without raising costs.

Our Free Benefits Analysis Led to These Improvements:

✅ More Health Plan Choices

🔹 Replaced the Kaiser-only plan with a small group exchange, allowing employees to choose from five different health insurance companies while keeping Kaiser as an option.
🔹 The employer’s contribution was based on a similar Kaiser plan, leading to cost savings on medical benefits.

✅ Better Dental Coverage at Half the Cost

🔹 Switched from a limited-network HMO dental plan to a small group specialty benefits exchange, cutting costs by 50%.
🔹 Employees could upgrade to a PPO dental plan with more provider options.

✅ Expanded Benefits at No Extra Cost
🔹 The new exchange included vision, chiropractic, acupuncture, and life insurance options—giving employees more choices while lowering employer costs.

Result: More benefits, lower costs, and happier employees!

Want a free benefits analysis for your company?


📞 Call: 415-524-8959 | 760-696-3573
📧 Email: admin@benefitsbydesignca.com